CSRS and FERS Benefits Calculator
and Retirement Planner Software
and Retirement Planner Software
Federal Employees - Postal Employees - Air Traffic Controllers - Firefighters - Law Enforcement
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Sample Input Form Screens
Sample input form screens,
graphs and reports
graphs and reports
Analyze your income
Expense Analysis Form - Projects annual and monthly expenses from: Annuity Penalties, Survivor Benefit, FEGLI, Health Insurance, Long Term Care Insurance, and Income Taxes from today through retirement.
Analyze growth in your Thrift Savings Plan funds
Analyze growth in your Thrift Savings Plan funds
Income Analysis Form - Projects annual and monthly income from: salary, retirement annuity, FERS supplement, social security, and TSP from today through retirement.
Analyze your expenses
Analyze your expenses
TSP Growth Form - Analyze growth of the five funds and L funds, vary the withdrawal year, and vary the return rates of each fund
Examine Thrift Savings Plan withdrawal options
Examine Thrift Savings Plan withdrawal options
TSP Withdrawal Form integrates the L Funds - Compare: lump sum option with monthly payment options (3) with annuity options (12).
Explore coverage and cost of Federal Employees Group Life Insurance (FEGLI)
Explore coverage and cost of Federal Employees Group Life Insurance (FEGLI)
FEGLI Form - Explore coverage and cost (yearly and accumulated) each year in retirement, change coverage options and view changes in coverage and cost
Analyze annuity and survivor benefits options, costs
Analyze annuity and survivor benefits options, costs
Annuity Benefits Form - Analyze: annuity and survivor benefits options; determine the cost of survivor benefit; explore the pros and cons of delaying retirement one or more months or years; view the impacts to annuity with a deposit, redeposit, and/or early retirement penalty; view the impact inflation has on the annuity; determine the best time to retire
Calculate Annuity High 3
Calculate Annuity High 3
Annuity High 3 Form - Calculate two ways: projection method (1 or more years from today) and short term method (less than one year)
Click on the links below to view samples:
Sample input form screens
Sample Retirement Planner Expense Analysis
Sample reports
Sample graphs
Sample input form screens
Sample Retirement Planner Expense Analysis
Sample reports
Sample graphs
Retirement Planner Expense Analysis
Track Income - Now Through Retirement
- Salary
- Annuity
- FERS Supplement
- Social Security
- TSP
- Other Income (part-time job, spouse income, investments other than TSP, etc.)
Track Expenses - Now Through Retirement
- Annuity Penalties
- Survivor Benefit
- FEGLI
- Health Insurance
- Long Term Care Insurance
- Taxes
- Other Expenses (house payments, groceries, travel, utilities, etc.)
Evaluate Income and Expense trends
- Charts
- Graphs
- Spread sheets
Gap Filler - Income Shortfall Analysis
- Objective:
- Investigate Investment and Withdrawal Options to Assure Positive Cash Flow at all times in Retirement
- Adjust:
- Monthly Contributions (TSP, Other Investments or Both)
- Monthly Withdrawal Amounts
- Timing of Withdrawals (Start / Stop)
- Annual Return Rates of All Investments
View Results:
- Interactive Spreadsheets
- Charts
- Salary
- Annuity
- FERS Supplement
- Social Security
- TSP
- Other Income (part-time job, spouse income, investments other than TSP, etc.)
Track Expenses - Now Through Retirement
- Annuity Penalties
- Survivor Benefit
- FEGLI
- Health Insurance
- Long Term Care Insurance
- Taxes
- Other Expenses (house payments, groceries, travel, utilities, etc.)
Evaluate Income and Expense trends
- Charts
- Graphs
- Spread sheets
Gap Filler - Income Shortfall Analysis
- Objective:
- Investigate Investment and Withdrawal Options to Assure Positive Cash Flow at all times in Retirement
- Adjust:
- Monthly Contributions (TSP, Other Investments or Both)
- Monthly Withdrawal Amounts
- Timing of Withdrawals (Start / Stop)
- Annual Return Rates of All Investments
View Results:
- Interactive Spreadsheets
- Charts
Sample Reports
Sample Graphs
Report Page Viewer - The Benefits Calculator reporting system incorporates many new customer requested report pages. There are more than 50 report pages.
Report Graphs (many) - This chart tracks Income and Expense at four points in time: today, one month before retirement, one month after retirement and ten years after retirement.
There are many charts in the Benefits Calculator that are included in the report pages. The graphs can be inserted into other documents (e.g., Word, PowerPoint, any other program that can import .gif and .jpg files).
Tens of thousands of users since 1999.
Here are some of their success stories:
Here are some of their success stories:
