CSRS and FERS Benefits Calculator
and Federal Retirement Planner Software
and Federal Retirement Planner Software
Federal Employees - Postal Employees - Air Traffic Controllers - Firefighters - Law Enforcement
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FEATURES
CSRS and FERS Benefits Calculator & Retirement Planner
Version 8
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| Benefits Calculator | ||
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Retirement Eligibility
Determine Retirement Date Eligibility CSRS / CSRS Offset / FERS / CSRS to FERS Transfer Regular, Optional, Mandatory |
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Types of Retirement Annuities
Complete retirement annuity calculations for:
Federal Employees
Postal Employees
Law Enforcement Officers
Firefighters
Air Traffic Controllers
CSRS
FERS
CSRS Offset
CSRS to FERS Transfer
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Retirement Eligibility
Determine Retirement Date Eligibility CSRS / CSRS Offset / FERS / CSRS to FERS Transfer Regular, Optional, Mandatory |
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Creditable Service Calculate creditable service time Calculate/project sick leave service time (CSRS) Analyze military service time (including Catch 62) |
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Average High 3 Salary Calculate and project High 3 Average for any future date |
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Deposit/Redeposit Service Calculate deposit benefits, costs and penalties Calculate Redeposit benefits, costs and penalties |
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Survivor Benefits Calculate monthly annuity Calculate yearly annuity Adjust survivor benefit: view impact on annuity Calculate accumulated costs of survivor benefits |
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Delayed Retirement Project delayed retirement annuities – yearly & monthly |
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COLA Project COLA increases each year of retirement |
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FERS Supplement Calculate and project FERS supplement |
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CSRS Offset Annuity Calculate and project CSRS Offset annuity |
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Social Security Project social security with COLA |
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Thrift Savings Plan
- Project accumulated contributions from salary, government
matching (FERS only) and Catch-Up
- Determine best investment options for L, C, F, G, I , S funds - Examine effects of changing fund allocations - Examine long-term growth impacts from compound annual
rates of return for each fund
- Explore 18 withdrawal options including: - lump sum - monthly payments (number of payments, monthly amount,
IRS life expectancy)
- annuities (single life, joint life with spouse, joint life with
non-spouse)
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Life Insurance
- Project FEGLI benefits and accumulated costs for Basic,
Option A, Option B, and Option C
- Display FEGLI color charts |
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Health Insurance Project FEHBP costs and accumulated costs |
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Long-Term Care Insurance
Project benefits and costs of: - Federal Long-Term Care Insurance Program (FLTCIP) - Private sector long-term care insurance |
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| Retirement Planner | ||
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Income Analyzer (1) Explore Salary growth Explore annuity income and growth Compare Salary with Annuity - Change in Income View reductions and deductions Examine income tax impacts |
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Government Income Analyzer (2) (spreadsheet and graph - today through retirement): Salary Government Annuity FERS Supplement Social Security Thrift Savings Plan (TSP) |
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Other Sources of Income Analyzer (3) (spreadsheet and graph - today through retirement): Part-time job Savings Investments Rental Property Any other sources that you list |
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Government Expenses Analyzer (4) (spreadsheet and graph - today through retirement): Annuity Penalties (e.g., Early Retirement) Survivor Benefit Life Insurance (FEGLI) Health Insurance (FEHB) Long Term Care Insurance (FLTCIP) Federal and State Income Taxes |
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Other Expenses Analyzer (5) (spreadsheet and graph - today through retirement): Housing Utilities Food Clothing Car Gas Travel Entertainment Any other sources that you list |
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Income and Expense Government Analyzer (spreadsheet and graph - today through retirement): Combines date from (2) and (4) above |
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Income and Expense Other Sources Analyzer (spreadsheet and graph - today through retirement): Combines date from (3) and (5) |
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| Reports: Color Charts, Graphs | ||
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Print 50+ page Retirement Analysis Report (view sample PDF)
Display all report pages on-screen (print preview)
Create report files in PDF (Adobe Acrobat file)
Send updated reports by email Create custom reports |
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Create custom report cover and disclaimer pages Company name and agent information report cover page Company name footer on all report pages |
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| Data Input | ||
| On-screen alerts guide data entry |
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Quick form selection Quick data input and analysis Erase current data on all forms |
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| Client File Storage and Retrieval | ||
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Process data for one federal employee
Import personal data files from previous versions of software
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Process, store & retrieve data for unlimited number federal employees
Client file backup on a CD
Client file restore from a CD Move client files on CD from one computer to another Import old client files from previous version of software |
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More features than any other resource of its kind
80+ integrated calculators
50+ page report with color graphs
Easy data entry - Reliable file management
80+ integrated calculators
50+ page report with color graphs
Easy data entry - Reliable file management
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© 2007-2008 My Federal Retirement. All Rights Reserved. Reproduction without permission prohibited.
My Federal Retirement, a division of One Hour Marketing LLC, is the authorized publisher of
the CSRS and FERS Benefits Calculator and Retirement Planner
The CSRS and FERS Benefits Calculator and Retirement Planner is
developed and authored by Decision Support Software LLC
My Federal Retirement, a division of One Hour Marketing LLC, is the authorized publisher of
the CSRS and FERS Benefits Calculator and Retirement Planner
The CSRS and FERS Benefits Calculator and Retirement Planner is
developed and authored by Decision Support Software LLC