CSRS and FERS Benefits Calculator
and Federal Retirement Planner Software
Federal Employees - Postal Employees - Air Traffic Controllers - Firefighters - Law Enforcement
FEATURES
CSRS and FERS Benefits Calculator & Retirement Planner
Version 8
Benefits Calculator
Retirement Eligibility 
Determine Retirement Date Eligibility
CSRS / CSRS Offset / FERS / CSRS to FERS Transfer
Regular, Optional, Mandatory
Types of Retirement Annuities
Complete retirement annuity calculations for:
  Federal Employees
  Postal Employees
  Law Enforcement Officers
  Firefighters
  Air Traffic Controllers
  CSRS
  FERS
  CSRS Offset
  CSRS to FERS Transfer
Retirement Eligibility 
Determine Retirement Date Eligibility
CSRS / CSRS Offset / FERS / CSRS to FERS Transfer
Regular, Optional, Mandatory
Creditable Service
Calculate creditable service time
Calculate/project sick leave service time (CSRS)
Analyze military service time (including Catch 62)
Average High 3  Salary
Calculate and project High 3 Average for any future date
Deposit/Redeposit Service
Calculate deposit benefits, costs and penalties
Calculate Redeposit benefits, costs and penalties
Survivor Benefits
Calculate monthly annuity
Calculate yearly annuity
Adjust survivor benefit:  view impact on annuity
Calculate accumulated costs of survivor benefits
Delayed Retirement
Project delayed retirement annuities – yearly & monthly
COLA
Project COLA increases each year of retirement
FERS Supplement
Calculate and project FERS supplement
CSRS Offset Annuity
Calculate and project CSRS Offset annuity
Social Security
Project social security with COLA
 
Thrift Savings Plan   
- Project accumulated contributions from salary, government 
  matching (FERS only) and Catch-Up
- Determine best investment options for L, C, F, G, I , S  funds
- Examine effects of changing fund allocations
- Examine long-term growth impacts from compound annual 
  rates of return for each fund
- Explore 18 withdrawal options including:

    - lump sum
    - monthly payments (number of payments, monthly amount,
       IRS life expectancy)
    - annuities (single life, joint life with spouse, joint life with
       non-spouse)
   
Life Insurance 
- Project FEGLI benefits and accumulated costs for Basic,
  Option A, Option B, and Option C
- Display FEGLI color charts
Health Insurance
Project FEHBP  costs and accumulated costs
 
Long-Term Care Insurance
Project benefits and costs of:

- Federal Long-Term Care Insurance Program (FLTCIP)
- Private sector long-term care insurance
Retirement Planner
Income Analyzer  (1)
  Explore Salary growth
  Explore annuity income and growth
  Compare Salary with Annuity - Change in Income
      View reductions and deductions
      Examine income tax impacts
Government Income Analyzer  (2)
(spreadsheet and graph - today through retirement):
  Salary
  Government Annuity
  FERS Supplement
  Social Security
  Thrift Savings Plan (TSP)
Other Sources of Income Analyzer  (3)
(spreadsheet and graph - today through retirement):
 Part-time job
 Savings
 Investments
 Rental Property
 Any other sources that you list
Government Expenses Analyzer  (4)
(spreadsheet and graph - today through retirement):
 Annuity Penalties (e.g., Early Retirement)
 Survivor Benefit
 Life Insurance (FEGLI)
 Health Insurance (FEHB)
 Long Term Care Insurance (FLTCIP)
 Federal and State Income Taxes
Other Expenses Analyzer  (5)
(spreadsheet and graph - today through retirement):
 Housing
 Utilities
 Food
 Clothing
 Car
 Gas
 Travel
 Entertainment
 Any other sources that you list
Income and Expense Government Analyzer
(spreadsheet and graph - today through retirement):

 Combines date from (2) and (4) above
   
Income and Expense Other Sources Analyzer
(spreadsheet and graph - today through retirement):

 Combines date from (3) and (5)
   
Reports:  Color Charts, Graphs
Print 50+ page Retirement Analysis Report (view sample PDF)
Display all report pages on-screen (print preview)
Create report files in PDF (Adobe Acrobat file)
Send updated reports by email
Create custom reports
   
Create custom report cover and disclaimer pages
Company name and agent information report cover page
Company name footer on all report pages
.  
Data Input
On-screen alerts guide data entry    
Quick form selection 
Quick data input and analysis
Erase current data on all forms
   
Client File Storage and Retrieval
Process data for one federal employee
Import personal data files from previous versions of software
  .
Process, store & retrieve data for unlimited number federal employees
Client file backup on a CD
Client file restore from a CD
Move client files on CD from one computer to another
Import old client files from previous version of software
.
More features than any other resource of its kind
80+ integrated calculators
50+ page report with color graphs  
Easy data entry - Reliable file management
© 2007-2008 My Federal Retirement. All Rights Reserved. Reproduction without permission prohibited.

My Federal Retirement, a division of One Hour Marketing LLC, is the authorized publisher of
the CSRS and FERS Benefits Calculator and Retirement Planner

The  CSRS and FERS Benefits Calculator and Retirement Planner is
developed and authored by Decision Support Software LLC