CSRS and FERS Benefits Calculator
and Federal Retirement Planner Software
Federal Employees - Postal Employees - Air Traffic Controllers - Firefighters - Law Enforcement
1.  Find out when you can retire and what your retirement income will be
       -- taking into account all of your federal benefits 

Simply enter your personal data, and the Benefits Calculator will quickly peform a thorough analysis of the timing and factors that affect your federal retirement benefits, including an accurate projection of your government sources of income and accumulated expenses.
Click here to view all the features of the Benefits Calculator
Your net federal retirement income
2.  Uncover any shortfalls in income to cover your expenses
        -- from today through your retirement years

The Retirement Planner integrates your net federal retirement income with other (non-government) sources of income and expenses.  You'll be able to easily investigate
future periods of time when expenses may be larger than income (year for year -- today to age 90).  
With this knowledge, you can avoid costly surprises -- and develop strategies now to avoid any shortfalls in income. Click here to view all the features of the Retirement Planner
+
-
=
Are your expenses larger than income?
?
3.  Get the big picture on your financial future
       with a personalized 50+ page Retirement Analysis Report
In just a few minutes, you can generate a report providing you with crucial information on where you stand in preparing for retirement.   You'll find out what will happen when you transition from federal employment to the first month of retirement  (e.g. the reduction of your income from salary to a retirement annuity and its reductions).   The report includes numerous easy-to-read color graphs, charts, spreadsheets and analyzers. To view a sample report, click here
4.   Quickly perform "what-if" scenarios to discover what you can do
        now to achieve an affordable retirement.
Your personal data is always securely saved for you to plug-and-play the numbers at any time.   Need to change your planned retiremnet date?  Change your TSP contributions and allocations?  It's easy. With the power of more than 80 integrated calculators at your fingertips, you can easily adjust the factors and timing of all aspects of your retirement to develop the best strategy to achieve your financial goals. 
-
=
Retirement Income
(government sources)

CSRS/FERS annuity
Thrift Savings Plan
Social Security / FERS Supplement
Retirement Expenses
(government sources)

Survivor benefits
Life insurance (FEGLI)
Health insurance (FEHB)
Long-term care insurance
Your Net Federal Retirement Income
(from #1 above)
Other sources of income:
Part-time job,
other savings, investments, rental property, any other sources that you want to list

Other expenses:
Housing, utilites, food, clothing, car, gasoline, travel, enter-tainment.
Any other sources that you list

Personal PLUS
The Personal PLUS version will perform calculations for only ONE INDIVIDUAL. If you wish to calculations for more than one individual, you must purchase the Professional Version.


Requirements:

PC with Internet access, and Windows 98, 2000, ME, XP, NT or Vista (32-bit).  Sorry, this product is not available for the Mac. Software requires activation before use.  Your your Activation Number and instructions will be sent to you usually within 24 hours after you request to activation.


ATTENTION CURRENT USERS:

Please note that changes in regulations have affected existing calculations in the CSRS and FERS Benefits Calculator. As a result, some calculations are no longer accurate in earlier versions of the Benefits Calculator. Version 8 of the program contains the latest calculations. For a list of the software updates that have been made since you last purchased the Benefits Calculator click here.
In just 4 easy steps, this software guides you through the complex maze of federal retirement planning
FREE updates included!
as they are released for  Version 8 in 2008
CSRS and FERS Benefits Calculator & Retirement Planner
Personal PLUS Edition  -
Version 8


Can you afford to retire?
 
Take action now to avoid costly surprises
and be confident about your financial future
Govt. Purchase Orders Accepted. Click here.
Order by May 31
Save $13.00

Now $29.95
(reg. $42.95)