It is FREE



Can You Really Afford Your Federal Retirement?

The CSRS and FERS Benefits Calculator and Retirement Planner software program has been used by tens of thousands federal employees, since 1999, to thoroughly investigate the affordability of federal retirement.

The Personal FREE Edition is available to all federal employees, and it includes (in part) these features:
   80+ Integrated Benefits and Retirement Planning Calculators,
   50+ Report Pages with color graphs,
   160+ page Users Manual with detailed Federal Benefits References,
   It is a complete program - not a demo,
   No registration / No activation required,
   No Spyware, and
   No Virus'

Benefits Calculated:
   Retirement Annuity,
   Survivor Benefit,
   Social Security,
   FERS Supplement,
   CSRS Offset,
   TSP: contributions, growth, and withdrawal,
   FEGLI,
   FEHB,
   LTC,
   Other Sources of Income and Expenses, and
   Taxes - Federal and State

Retirement Systems Covered:
   CSRS,
   CSRS Offset,
   FERS, and
   CSRS to FERS Transfer

Federal Employees Covered:
   Regular,
   Postal,
   Air Traffic Controllers,
   Law Enforcement, and
   Firefighters

Retirement Types Covered:
   Regular (Voluntary),
   Early Out (Optional),
   Mandatory, and
   MRA +10
 


View a Sample Report

Click here to view the sample report, -"How to Analyze Federal Retirement Affordability".
Try a key word search
to find items of interest to you (ie, FEGLI, Survivor, TSP, etc.) in the report.


How to Install the FREE Personal Edition

1.  Click here to download the FREE Personal Edition of the program (you may not be able to install the software on a government computer).
      
If you have difficulty downloading the installation file above, then try downloading the installation file packed in a zipped file: Click here.
      If you cannot download the installation program by either method above, please,
click here to contact us and ask us to send it to you as an email attachment.
2.  Next, click on the OPEN/RUN button on the File Download message.
3.  Follow the directions on the screen as they are presented to install the program.
It is strongly suggested that you install the program in the default folder (c:\BenFit10) when prompted. All future, free updates will be installed in the default folder.

Software Compatibility Information:
       
Windows 7 compatibility with the CSRS and FERS Benefits Calculator and Retirement Planner       Vista compatibility with the CSRS and FERS Benefits Calculator and Retirement Planner
      
MAC compatibility with the CSRS and FERS Benefits Calculator and Retirement Planner


Getting Started with the
FREE Personal Edition

Read the GETTING STARTED section in our HELP file (click on Benefits Calculator Help ==> Getting Started - Calculator Intro) pages 7 - 26 (or you can click on this link - takes several seconds to download)

IMPORTANT
- Follow the procedure on page 8 to correctly enter data in the software (
click on this link to view - takes several seconds to download)
 


Support for the
FREE Personal Edition

Click here for Support information
 

 
 

Computer System Requirements:
PC with Internet access, and Windows:
ME, XP (32-bit only), or Vista (32-bit only) .  Sorry, this product is not available for the Mac. Click here for Windows 7 compatibility information. Personal PLUS and Professional editions of the software require activation before use. Your activation number and instructions will be sent to you usually within 24 hours after you request to activate. For more information, click here.

FREE Personal and Personal PLUS Edition Users:
For federal and postal employees, including CSRS, CSRS Offset, FERS and FERS Transferees as well as Air Traffic Controllers, Firefighters, and Law Enforcement. The *FREE Personal and Personal PLUS editions will perform calculations for only ONE INDIVIDUAL. If you wish to perform calculations for more than one individual, then you must purchase the Professional Edition.

Professional Users:
For federal agencies & managers, and financial professionals including: financial planners, insurance agents and more. The Professional edition will perform calculations for an unlimited number of clients.

Attention Current Users:
Please note that changes in regulations have affected existing calculations in the CSRS and FERS Benefits Calculator. As a result, some calculations are no longer accurate in earlier editions of the Benefits Calculator. Version 9 (2009) of the program contains the latest calculations. For a list of the software updates that have been made since you last purchased the Benefits Calculator click here.

 
 

The CSRS and FERS Benefits Calculator and Retirement Planner is a product of:
Decision Support Software LLC
P.O. Box 2368
Granite Bay, CA 95746

www.FedRetireSoftware.com