
- Retirement Eligibility
- Determine Retirement Date Eligibility
- CSRS and CSRS Offset
- FERS and CSRS to FERS Transfer
- Regular (Voluntary)
- Optional (Early Out - VERA - Postal Employees and others)
- Mandatory (Special Provision)
- Determine your earliest possible retirement date in just one click (based on Birth Date and Service Computation Date entered)
- Types of Retirement Annuities
- Complete retirement annuity calculations for:
- Federal Employees
- Postal Employees
- Law Enforcement Officers
- Firefighters
- Air Traffic Controllers
- CSRS
- FERS
- CSRS Offset
- CSRS to FERS Transfer
- MRA +10
- Creditable Service
- Calculate creditable service time
- Calculate/estimate sick leave service time (CSRS and FERS)
- Analyze military service time (including Catch 62)
- Average High 3 Salary
- Calculate and estimate High 3 average for any future date
- Deposit/Redeposit Service
- Calculate deposit benefits, costs and penalties
- Calculate Redeposit benefits, costs and penalties
- Survivor Benefits
- Calculate monthly annuity
- Calculate yearly annuity
- Adjust survivor benefit: view impact on annuity
- Calculate accumulated costs of survivor benefits
- Delayed Retirement
- Estimate delayed retirement annuities - yearly & monthly
- COLA
- Estimate COLA increases each year of retirement
- FERS Supplement
- Calculate and estimate FERS supplement
- CSRS Offset Annuity
- Calculate and estimate CSRS Offset annuity
- Social Security
- Estimate social security with COLA
- Social Security Quick Calculator
- Calculate and estimate Social Security
- Thrift Savings Plan
- Estimate accumulated contributions from salary, government matching (FERS only) and Catch-Up
- Determine best investment options for L, G, F, C, S, I funds
- Examine effects of changing fund allocations
- Examine long term growth impacts from compound annual rates of return for each fund
- Explore 18 withdrawal options including:
- Lump sum
- Monthly payments (number of payments, monthly amount, IRS life expectancy)
- Annuities (single life, joint life with spouse, joint life with non-spouse)
- Life Insurance
- Estimate FEGLI benefits and accumulated costs for Basic, Option A, Option B, and Option C
- Display FEGLI color charts
- Health Insurance
- Estimate FEHBP costs and accumulated costs
- Long Term Care Insurance
- Estimate benefits and costs of: Federal Long Term Care Insurance Program (FLTCIP)

- Retirement Eligibility
- Determine Retirement Date Eligibility
- CSRS and CSRS Offset
- FERS and CSRS to FERS Transfer
- Regular (Voluntary)
- Optional (Early Out - VERA - Postal Employees and others)
- Mandatory (Special Provision)
- Determine your earliest possible retirement date in just one click (based on Birth Date and Service Computation Date entered)
- Types of Retirement Annuities
- Complete retirement annuity calculations for:
- Federal Employees
- Postal Employees
- Law Enforcement Officers
- Firefighters
- Air Traffic Controllers
- CSRS
- FERS
- CSRS Offset
- CSRS to FERS Transfer
- MRA +10
- Creditable Service
- Calculate creditable service time
- Calculate/estimate sick leave service time (CSRS and FERS)
- Analyze military service time (including Catch 62)
- Average High 3 Salary
- Calculate and estimate High 3 average for any future date
- Deposit/Redeposit Service
- Calculate deposit benefits, costs and penalties
- Calculate Redeposit benefits, costs and penalties
- Survivor Benefits
- Calculate monthly annuity
- Calculate yearly annuity
- Adjust survivor benefit: view impact on annuity
- Calculate accumulated costs of survivor benefits
- Delayed Retirement
- Estimate delayed retirement annuities - yearly & monthly
- COLA
- Estimate COLA increases each year of retirement
- FERS Supplement
- Calculate and estimate FERS supplement
- CSRS Offset Annuity
- Calculate and estimate CSRS Offset annuity
- Social Security
- Estimate social security with COLA
- Social Security Quick Calculator
- Calculate and estimate Social Security
- Thrift Savings Plan
- Estimate accumulated contributions from salary, government matching (FERS only) and Catch-Up
- Determine best investment options for L, G, F, C, S , I funds
- Examine effects of changing fund allocations
- Examine long term growth impacts from compound annual rates of return for each fund
- Explore 18 withdrawal options including:
- Lump sum
- Monthly payments (number of payments, monthly amount, IRS life expectancy)
- Annuities (single life, joint life with spouse, joint life with non-spouse)
- Life Insurance
- Estimate FEGLI benefits and accumulated costs for Basic, Option A, Option B, and Option C
- Display FEGLI color charts
- Health Insurance
- Estimate FEHBP costs and accumulated costs
- Long Term Care Insurance
- Estimate benefits and costs of: Federal Long Term Care Insurance Program (FLTCIP)

- Retirement Eligibility
- Determine Retirement Date Eligibility
- CSRS and CSRS Offset
- FERS and CSRS to FERS Transfer
- Regular (Voluntary)
- Optional (Early Out - VERA - Postal Employees and others)
- Mandatory (Special Provision)
- Determine your earliest possible retirement date in just one click (based on Birth Date and Service Computation Date entered)
- Types of Retirement Annuities
- Complete retirement annuity calculations for:
- Federal Employees
- Postal Employees
- Law Enforcement Officers
- Firefighters
- Air Traffic Controllers
- CSRS
- FERS
- CSRS Offset
- CSRS to FERS Transfer
- MRA +10
- Creditable Service
- Calculate creditable service time
- Calculate/estimate sick leave service time (CSRS and FERS)
- Analyze military service time (including Catch 62)
- Average High 3 Salary
- Calculate and estimate High 3 average for any future date
- Deposit/Redeposit Service
- Calculate deposit benefits, costs and penalties
- Calculate Redeposit benefits, costs and penalties
- Survivor Benefits
- Calculate monthly annuity
- Calculate yearly annuity
- Adjust survivor benefit: view impact on annuity
- Calculate accumulated costs of survivor benefits
- Delayed Retirement
- Estimate delayed retirement annuities - yearly & monthly
- COLA
- Estimate COLA increases each year of retirement
- FERS Supplement
- Calculate and estimate FERS supplement
- CSRS Offset Annuity
- Calculate and estimate CSRS Offset annuity
- Social Security
- Estimate social security with COLA
- Social Security Quick Calculator
- Calculate and estimate Social Security
- Thrift Savings Plan
- Estimate accumulated contributions from salary, government matching (FERS only) and Catch-Up
- Determine best investment options for L, G, F, C, S , I funds
- Examine effects of changing fund allocations
- Examine long term growth impacts from compound annual rates of return for each fund
- Explore 18 withdrawal options including:
- Lump sum
- Monthly payments (number of payments, monthly amount, IRS life expectancy)
- Annuities (single life, joint life with spouse, joint life with non-spouse)
- Life Insurance
- Estimate FEGLI benefits and accumulated costs for Basic, Option A, Option B, and Option C
- Display FEGLI color charts
- Health Insurance
- Estimate FEHBP costs and accumulated costs
- Long Term Care Insurance
- Estimate benefits and costs of: Federal Long Term Care Insurance Program (FLTCIP)

-
-
- Retirement Eligibility
- Determine Retirement Date
Eligibility - CSRS and CSRS Offset
- FERS and CSRS to FERS Transfer
- Regular (Voluntary)
- Optional (Early Out – VERA – Postal
Employees and others) - Mandatory (Special Provision)
- Determine your earliest possible retirement date in just one click (based on Birth Date
and Service Computation Date entered)
-
-
-
- Types of Retirement Annuities
- Complete retirement annuity calculations for:
- Federal Employees
- Postal Employees
- Law Enforcement Officers
- Firefighters
- Air Traffic Controllers
- CSRS
- FERS
- CSRS Offset
- CSRS to FERS Transfer
- MRA +10
-
-
-
- Creditable Service
- Calculate creditable service time
- Calculate/estimate sick leave service time (CSRS and FERS)
- Analyze military service time (including Catch 62)
-
-
-
- Average High 3 Salary
- Calculate and estimate High 3 average for any future date
-
-
-
- Deposit/Redeposit Service
- Calculate deposit benefits, costs and penalties
- Calculate Redeposit benefits, costs and penalties
-
-
-
- Survivor Benefits
- Calculate monthly annuity
- Calculate yearly annuity
- Adjust survivor benefit: view impact on annuity
- Calculate accumulated costs of survivor benefits
-
-
-
- Delayed Retirement
- Estimate delayed retirement annuities – yearly & monthly
-
-
-
- COLA
- Estimate COLA increases each year of retirement
-
-
-
- FERS Supplement
- Calculate and estimate FERS supplement
-
-
-
- CSRS Offset Annuity
- Calculate and estimate CSRS Offset annuity
- Social Security
- Estimate social security with COLA
-
-
-
- Social Security Quick Calculator
- Calculate and estimate Social Security
-
-
-
- Thrift Savings Plan
- Estimate accumulated contributions from salary, government
matching (FERS only) and Catch-Up - Determine best investment options for L, G, F, C, S, I funds
- Examine effects of changing fund allocations
- Examine long term growth impacts from compound annual
rates of return for each fund - Explore 18 withdrawal options including:
- Lump sum
- Monthly payments (number of payments, monthly amount,
IRS life expectancy) - Annuities (single life, joint life with spouse, joint life with
non-spouse)
-
-
-
- Life Insurance
- Estimate FEGLI benefits and accumulated costs for Basic,
Option A, Option B, and Option C - Display FEGLI color charts
-
-
-
- Health Insurance
- Estimate FEHBP costs and accumulated costs
-
-
-
- Long Term Care Insurance
- Estimate benefits and costs of:
Federal Long Term Care Insurance Program (FLTCIP)
-

-
-
- Retirement Eligibility
- Determine Retirement Date
Eligibility - CSRS and CSRS Offset
- FERS and CSRS to FERS Transfer
- Regular (Voluntary)
- Optional (Early Out – VERA – Postal
Employees and others) - Mandatory (Special Provision)
- Determine your earliest possible retirement date in just one click (based on Birth Date
and Service Computation Date entered)
-
-
-
- Types of Retirement Annuities
- Complete retirement annuity calculations for:
- Federal Employees
- Postal Employees
- Law Enforcement Officers
- Firefighters
- Air Traffic Controllers
- CSRS
- FERS
- CSRS Offset
- CSRS to FERS Transfer
- MRA +10
-
-
-
- Creditable Service
- Calculate creditable service time
- Calculate/estimate sick leave service time (CSRS and FERS)
- Analyze military service time (including Catch 62)
-
-
-
- Average High 3 Salary
- Calculate and estimate High 3 average for any future date
-
-
-
- Deposit/Redeposit Service
- Calculate deposit benefits, costs and penalties
- Calculate Redeposit benefits, costs and penalties
-
-
-
- Survivor Benefits
- Calculate monthly annuity
- Calculate yearly annuity
- Adjust survivor benefit: view impact on annuity
- Calculate accumulated costs of survivor benefits
-
-
-
- Delayed Retirement
- Estimate delayed retirement annuities – yearly & monthly
-
-
-
- COLA
- Estimate COLA increases each year of retirement
-
-
-
- FERS Supplement
- Calculate and estimate FERS supplement
-
-
-
- CSRS Offset Annuity
- Calculate and estimate CSRS Offset annuity
- Social Security
- Estimate social security with COLA
-
-
-
- Social Security Quick Calculator
- Calculate and estimate Social Security
-
-
-
- Thrift Savings Plan
- Estimate accumulated contributions from salary, government
matching (FERS only) and Catch-Up - Determine best investment options for L, G, F, C, S , I funds
- Examine effects of changing fund allocations
- Examine long term growth impacts from compound annual
rates of return for each fund - Explore 18 withdrawal options including:
- Lump sum
- Monthly payments (number of payments, monthly amount,
IRS life expectancy) - Annuities (single life, joint life with spouse, joint life with
non-spouse)
-
-
-
- Life Insurance
- Estimate FEGLI benefits and accumulated costs for Basic,
Option A, Option B, and Option C - Display FEGLI color charts
-
-
-
- Health Insurance
- Estimate FEHBP costs and accumulated costs
-
-
-
- Long Term Care Insurance
- Estimate benefits and costs of:
Federal Long Term Care Insurance Program (FLTCIP)
-

-
-
- Retirement Eligibility
- Determine Retirement Date
Eligibility - CSRS and CSRS Offset
- FERS and CSRS to FERS Transfer
- Regular (Voluntary)
- Optional (Early Out – VERA – Postal
Employees and others) - Mandatory (Special Provision)
- Determine your earliest possible retirement date in just one click (based on Birth Date
and Service Computation Date entered)
-
-
-
- Types of Retirement Annuities
- Complete retirement annuity calculations for:
- Federal Employees
- Postal Employees
- Law Enforcement Officers
- Firefighters
- Air Traffic Controllers
- CSRS
- FERS
- CSRS Offset
- CSRS to FERS Transfer
- MRA +10
-
-
-
- Creditable Service
- Calculate creditable service time
- Calculate/estimate sick leave service time (CSRS and FERS)
- Analyze military service time (including Catch 62)
-
-
-
- Average High 3 Salary
- Calculate and estimate High 3 average for any future date
-
-
-
- Deposit/Redeposit Service
- Calculate deposit benefits, costs and penalties
- Calculate Redeposit benefits, costs and penalties
-
-
-
- Survivor Benefits
- Calculate monthly annuity
- Calculate yearly annuity
- Adjust survivor benefit: view impact on annuity
- Calculate accumulated costs of survivor benefits
-
-
-
- Delayed Retirement
- Estimate delayed retirement annuities – yearly & monthly
-
-
-
- COLA
- Estimate COLA increases each year of retirement
-
-
-
- FERS Supplement
- Calculate and estimate FERS supplement
-
-
-
- CSRS Offset Annuity
- Calculate and estimate CSRS Offset annuity
- Social Security
- Estimate social security with COLA
-
-
-
- Social Security Quick Calculator
- Calculate and estimate Social Security
-
-
-
- Thrift Savings Plan
- Estimate accumulated contributions from salary, government
matching (FERS only) and Catch-Up - Determine best investment options for L, G, F, C, S , I funds
- Examine effects of changing fund allocations
- Examine long term growth impacts from compound annual
rates of return for each fund - Explore 18 withdrawal options including:
- Lump sum
- Monthly payments (number of payments, monthly amount,
IRS life expectancy) - Annuities (single life, joint life with spouse, joint life with
non-spouse)
-
-
-
- Life Insurance
- Estimate FEGLI benefits and accumulated costs for Basic,
Option A, Option B, and Option C - Display FEGLI color charts
-
-
-
- Health Insurance
- Estimate FEHBP costs and accumulated costs
-
-
-
- Long Term Care Insurance
- Estimate benefits and costs of:
Federal Long Term Care Insurance Program (FLTCIP)
-
Available With Personal PLUS & Professional
Retirement Income, Expense Analyzer, & Annuity Calculator
Analyzer Menu
-
Income
-
Other Income
-
Income Analysis
-
Government Income
-
Expense
-
Other Expense
-
Government Expense
-
Income & Expense
-
Other Income & Expenses
-
Government Income & Expenses
-
All Income & Expenses
Calculations
-
TSP Rollover, Pensions, Rental Property, Spouse’s Income, Jobs after Retirement, and Other Taxable and Non-Taxable Income
-
Current:
All Pay Stub Income and DeductionsRetirement:
Annuity, FERS Supplement, Social Security, TSP, and Annuity Deductions -
Salary, Annuity FERS Supplement, Social Security, and TSP
-
Living Expense:
Summarized or Itemized -
Retirement Penalties, Survivor Benefit, FEGLI Health Insurance, Long Term Care (LTC) Insurance, and Federal and State Income Taxes
-
Comparision
-
Comparison
-
Retirement Affordability
Reports/Charts/Graphs
-
50+ page Retirement Analysis Report
(click here to view sample report) -
Print 50+ page Retirement Analysis Report
-
Print Advanced Report (click here to view sample report)
-
FEGLI Quick Print Button: Print different FEGLI scenarios without having to go to the
Reports Generator -
Create Adobe Acrobat Reader Reports
-
Company name and agent information on report cover page
-
Company name on footer on all report pages
-
Data: Input, Storage and Retrieval
-
Email client files between users of the software
-
Fact Finder Questionnaire Use it to gather personnel information. Click here to
download it (FREE). -
On-screen alerts to guide data entry
-
Process data for only one federal employee only
-
Process, store & retrieve data for unlimited number federal employees
-
Import unlimited number of client files from previous versions of software