Fedretiresoftware | Compare Editions

Two Program Editions Available

14-Day Free Trial
- Retirement Eligibility
- Determine Retirement Date Eligibility
- CSRS and CSRS Offset
- FERS and CSRS to FERS Transfer
- Regular (Voluntary)
- Optional (Early Out - VERA - Postal Employees and others)
- Mandatory (Special Provision)
- Determine your earliest possible retirement date in just one click (based on Birth Date and Service Computation Date entered)
- Types of Retirement Annuities
- Complete retirement annuity calculations for:
- Federal Employees
- Postal Employees
- Law Enforcement Officers
- Firefighters
- Air Traffic Controllers
- CSRS
- FERS
- CSRS Offset
- CSRS to FERS Transfer
- MRA +10
- Creditable Service
- Calculate creditable service time
- Calculate/estimate sick leave service time (CSRS and FERS)
- Analyze military service time (including Catch 62)
- Average High 3 Salary
- Calculate and estimate High 3 average for any future date
- Deposit/Redeposit Service
- Calculate deposit benefits, costs and penalties
- Calculate Redeposit benefits, costs and penalties
- Survivor Benefits
- Calculate monthly annuity
- Calculate yearly annuity
- Adjust survivor benefit: view impact on annuity
- Calculate accumulated costs of survivor benefits
- Delayed Retirement
- Estimate delayed retirement annuities - yearly & monthly
- COLA
- Estimate COLA increases each year of retirement
- FERS Supplement
- Calculate and estimate FERS supplement
- CSRS Offset Annuity
- Calculate and estimate CSRS Offset annuity
- Social Security
- Estimate social security with COLA
- Social Security Quick Calculator
- Calculate and estimate Social Security
- Thrift Savings Plan
- Estimate accumulated contributions from salary, government matching (FERS only) and Catch-Up
- Determine best investment options for L, G, F, C, S, I funds
- Examine effects of changing fund allocations
- Examine long term growth impacts from compound annual rates of return for each fund
- Explore 18 withdrawal options including:
- Lump sum
- Monthly payments (number of payments, monthly amount, IRS life expectancy)
- Annuities (single life, joint life with spouse, joint life with non-spouse)
- Life Insurance
- Estimate FEGLI benefits and accumulated costs for Basic, Option A, Option B, and Option C
- Display FEGLI color charts
- Health Insurance
- Estimate FEHBP costs and accumulated costs
- Long Term Care Insurance
- Estimate benefits and costs of: Federal Long Term Care Insurance Program (FLTCIP)
14-Day Free Trial

Purchase Today
- Retirement Eligibility
- Determine Retirement Date Eligibility
- CSRS and CSRS Offset
- FERS and CSRS to FERS Transfer
- Regular (Voluntary)
- Optional (Early Out - VERA - Postal Employees and others)
- Mandatory (Special Provision)
- Determine your earliest possible retirement date in just one click (based on Birth Date and Service Computation Date entered)
- Types of Retirement Annuities
- Complete retirement annuity calculations for:
- Federal Employees
- Postal Employees
- Law Enforcement Officers
- Firefighters
- Air Traffic Controllers
- CSRS
- FERS
- CSRS Offset
- CSRS to FERS Transfer
- MRA +10
- Creditable Service
- Calculate creditable service time
- Calculate/estimate sick leave service time (CSRS and FERS)
- Analyze military service time (including Catch 62)
- Average High 3 Salary
- Calculate and estimate High 3 average for any future date
- Deposit/Redeposit Service
- Calculate deposit benefits, costs and penalties
- Calculate Redeposit benefits, costs and penalties
- Survivor Benefits
- Calculate monthly annuity
- Calculate yearly annuity
- Adjust survivor benefit: view impact on annuity
- Calculate accumulated costs of survivor benefits
- Delayed Retirement
- Estimate delayed retirement annuities - yearly & monthly
- COLA
- Estimate COLA increases each year of retirement
- FERS Supplement
- Calculate and estimate FERS supplement
- CSRS Offset Annuity
- Calculate and estimate CSRS Offset annuity
- Social Security
- Estimate social security with COLA
- Social Security Quick Calculator
- Calculate and estimate Social Security
- Thrift Savings Plan
- Estimate accumulated contributions from salary, government matching (FERS only) and Catch-Up
- Determine best investment options for L, G, F, C, S , I funds
- Examine effects of changing fund allocations
- Examine long term growth impacts from compound annual rates of return for each fund
- Explore 18 withdrawal options including:
- Lump sum
- Monthly payments (number of payments, monthly amount, IRS life expectancy)
- Annuities (single life, joint life with spouse, joint life with non-spouse)
- Life Insurance
- Estimate FEGLI benefits and accumulated costs for Basic, Option A, Option B, and Option C
- Display FEGLI color charts
- Health Insurance
- Estimate FEHBP costs and accumulated costs
- Long Term Care Insurance
- Estimate benefits and costs of: Federal Long Term Care Insurance Program (FLTCIP)
Purchase Today

Purchase Today
- Retirement Eligibility
- Determine Retirement Date Eligibility
- CSRS and CSRS Offset
- FERS and CSRS to FERS Transfer
- Regular (Voluntary)
- Optional (Early Out - VERA - Postal Employees and others)
- Mandatory (Special Provision)
- Determine your earliest possible retirement date in just one click (based on Birth Date and Service Computation Date entered)
- Types of Retirement Annuities
- Complete retirement annuity calculations for:
- Federal Employees
- Postal Employees
- Law Enforcement Officers
- Firefighters
- Air Traffic Controllers
- CSRS
- FERS
- CSRS Offset
- CSRS to FERS Transfer
- MRA +10
- Creditable Service
- Calculate creditable service time
- Calculate/estimate sick leave service time (CSRS and FERS)
- Analyze military service time (including Catch 62)
- Average High 3 Salary
- Calculate and estimate High 3 average for any future date
- Deposit/Redeposit Service
- Calculate deposit benefits, costs and penalties
- Calculate Redeposit benefits, costs and penalties
- Survivor Benefits
- Calculate monthly annuity
- Calculate yearly annuity
- Adjust survivor benefit: view impact on annuity
- Calculate accumulated costs of survivor benefits
- Delayed Retirement
- Estimate delayed retirement annuities - yearly & monthly
- COLA
- Estimate COLA increases each year of retirement
- FERS Supplement
- Calculate and estimate FERS supplement
- CSRS Offset Annuity
- Calculate and estimate CSRS Offset annuity
- Social Security
- Estimate social security with COLA
- Social Security Quick Calculator
- Calculate and estimate Social Security
- Thrift Savings Plan
- Estimate accumulated contributions from salary, government matching (FERS only) and Catch-Up
- Determine best investment options for L, G, F, C, S , I funds
- Examine effects of changing fund allocations
- Examine long term growth impacts from compound annual rates of return for each fund
- Explore 18 withdrawal options including:
- Lump sum
- Monthly payments (number of payments, monthly amount, IRS life expectancy)
- Annuities (single life, joint life with spouse, joint life with non-spouse)
- Life Insurance
- Estimate FEGLI benefits and accumulated costs for Basic, Option A, Option B, and Option C
- Display FEGLI color charts
- Health Insurance
- Estimate FEHBP costs and accumulated costs
- Long Term Care Insurance
- Estimate benefits and costs of: Federal Long Term Care Insurance Program (FLTCIP)
Purchase Today

14-Day Free Trial
- - Retirement Eligibility
  - Determine Retirement Date
    Eligibility
  - CSRS and CSRS Offset
  - FERS and CSRS to FERS Transfer
  - Regular (Voluntary)
  - Optional (Early Out – VERA – Postal
    Employees and others)
  - Mandatory (Special Provision)
  - Determine your earliest possible retirement date in just one click (based on Birth Date
    and Service Computation Date entered)
- - Types of Retirement Annuities
  - Complete retirement annuity calculations for:
  - Federal Employees
  - Postal Employees
  - Law Enforcement Officers
  - Firefighters
  - Air Traffic Controllers
  - CSRS
  - FERS
  - CSRS Offset
  - CSRS to FERS Transfer
  - MRA +10
- - Creditable Service
  - Calculate creditable service time
  - Calculate/estimate sick leave service time (CSRS and FERS)
  - Analyze military service time (including Catch 62)
- - Average High 3 Salary
  - Calculate and estimate High 3 average for any future date
- - Deposit/Redeposit Service
  - Calculate deposit benefits, costs and penalties
  - Calculate Redeposit benefits, costs and penalties
- - Survivor Benefits
  - Calculate monthly annuity
  - Calculate yearly annuity
  - Adjust survivor benefit: view impact on annuity
  - Calculate accumulated costs of survivor benefits
- - Delayed Retirement
  - Estimate delayed retirement annuities – yearly & monthly
- - COLA
  - Estimate COLA increases each year of retirement
- - FERS Supplement
  - Calculate and estimate FERS supplement
- - CSRS Offset Annuity
  - Calculate and estimate CSRS Offset annuity
  - Social Security
  - Estimate social security with COLA
- - Social Security Quick Calculator
  - Calculate and estimate Social Security
- - Thrift Savings Plan
  - Estimate accumulated contributions from salary, government
    matching (FERS only) and Catch-Up
  - Determine best investment options for L, G, F, C, S, I funds
  - Examine effects of changing fund allocations
  - Examine long term growth impacts from compound annual
    rates of return for each fund
  - Explore 18 withdrawal options including:
  - Lump sum
  - Monthly payments (number of payments, monthly amount,
    IRS life expectancy)
  - Annuities (single life, joint life with spouse, joint life with
    non-spouse)
- - Life Insurance
  - Estimate FEGLI benefits and accumulated costs for Basic,
    Option A, Option B, and Option C
  - Display FEGLI color charts
- - Health Insurance
  - Estimate FEHBP costs and accumulated costs
- - Long Term Care Insurance
  - Estimate benefits and costs of:
    Federal Long Term Care Insurance Program (FLTCIP)
14-Day Free Trial

Purchase Today
- - Retirement Eligibility
  - Determine Retirement Date
    Eligibility
  - CSRS and CSRS Offset
  - FERS and CSRS to FERS Transfer
  - Regular (Voluntary)
  - Optional (Early Out – VERA – Postal
    Employees and others)
  - Mandatory (Special Provision)
  - Determine your earliest possible retirement date in just one click (based on Birth Date
    and Service Computation Date entered)
- - Types of Retirement Annuities
  - Complete retirement annuity calculations for:
  - Federal Employees
  - Postal Employees
  - Law Enforcement Officers
  - Firefighters
  - Air Traffic Controllers
  - CSRS
  - FERS
  - CSRS Offset
  - CSRS to FERS Transfer
  - MRA +10
- - Creditable Service
  - Calculate creditable service time
  - Calculate/estimate sick leave service time (CSRS and FERS)
  - Analyze military service time (including Catch 62)
- - Average High 3 Salary
  - Calculate and estimate High 3 average for any future date
- - Deposit/Redeposit Service
  - Calculate deposit benefits, costs and penalties
  - Calculate Redeposit benefits, costs and penalties
- - Survivor Benefits
  - Calculate monthly annuity
  - Calculate yearly annuity
  - Adjust survivor benefit: view impact on annuity
  - Calculate accumulated costs of survivor benefits
- - Delayed Retirement
  - Estimate delayed retirement annuities – yearly & monthly
- - COLA
  - Estimate COLA increases each year of retirement
- - FERS Supplement
  - Calculate and estimate FERS supplement
- - CSRS Offset Annuity
  - Calculate and estimate CSRS Offset annuity
  - Social Security
  - Estimate social security with COLA
- - Social Security Quick Calculator
  - Calculate and estimate Social Security
- - Thrift Savings Plan
  - Estimate accumulated contributions from salary, government
    matching (FERS only) and Catch-Up
  - Determine best investment options for L, G, F, C, S , I funds
  - Examine effects of changing fund allocations
  - Examine long term growth impacts from compound annual
    rates of return for each fund
  - Explore 18 withdrawal options including:
  - Lump sum
  - Monthly payments (number of payments, monthly amount,
    IRS life expectancy)
  - Annuities (single life, joint life with spouse, joint life with
    non-spouse)
- - Life Insurance
  - Estimate FEGLI benefits and accumulated costs for Basic,
    Option A, Option B, and Option C
  - Display FEGLI color charts
- - Health Insurance
  - Estimate FEHBP costs and accumulated costs
- - Long Term Care Insurance
  - Estimate benefits and costs of:
    Federal Long Term Care Insurance Program (FLTCIP)
Purchase Today

Purchase Today
- - Retirement Eligibility
  - Determine Retirement Date
    Eligibility
  - CSRS and CSRS Offset
  - FERS and CSRS to FERS Transfer
  - Regular (Voluntary)
  - Optional (Early Out – VERA – Postal
    Employees and others)
  - Mandatory (Special Provision)
  - Determine your earliest possible retirement date in just one click (based on Birth Date
    and Service Computation Date entered)
- - Types of Retirement Annuities
  - Complete retirement annuity calculations for:
  - Federal Employees
  - Postal Employees
  - Law Enforcement Officers
  - Firefighters
  - Air Traffic Controllers
  - CSRS
  - FERS
  - CSRS Offset
  - CSRS to FERS Transfer
  - MRA +10
- - Creditable Service
  - Calculate creditable service time
  - Calculate/estimate sick leave service time (CSRS and FERS)
  - Analyze military service time (including Catch 62)
- - Average High 3 Salary
  - Calculate and estimate High 3 average for any future date
- - Deposit/Redeposit Service
  - Calculate deposit benefits, costs and penalties
  - Calculate Redeposit benefits, costs and penalties
- - Survivor Benefits
  - Calculate monthly annuity
  - Calculate yearly annuity
  - Adjust survivor benefit: view impact on annuity
  - Calculate accumulated costs of survivor benefits
- - Delayed Retirement
  - Estimate delayed retirement annuities – yearly & monthly
- - COLA
  - Estimate COLA increases each year of retirement
- - FERS Supplement
  - Calculate and estimate FERS supplement
- - CSRS Offset Annuity
  - Calculate and estimate CSRS Offset annuity
  - Social Security
  - Estimate social security with COLA
- - Social Security Quick Calculator
  - Calculate and estimate Social Security
- - Thrift Savings Plan
  - Estimate accumulated contributions from salary, government
    matching (FERS only) and Catch-Up
  - Determine best investment options for L, G, F, C, S , I funds
  - Examine effects of changing fund allocations
  - Examine long term growth impacts from compound annual
    rates of return for each fund
  - Explore 18 withdrawal options including:
  - Lump sum
  - Monthly payments (number of payments, monthly amount,
    IRS life expectancy)
  - Annuities (single life, joint life with spouse, joint life with
    non-spouse)
- - Life Insurance
  - Estimate FEGLI benefits and accumulated costs for Basic,
    Option A, Option B, and Option C
  - Display FEGLI color charts
- - Health Insurance
  - Estimate FEHBP costs and accumulated costs
- - Long Term Care Insurance
  - Estimate benefits and costs of:
    Federal Long Term Care Insurance Program (FLTCIP)
Purchase Today

Available With Personal PLUS & Professional

Retirement Income, Expense Analyzer, & Annuity Calculator

Analyzer Menu

Income
Other Income
Income Analysis
Government Income
Expense
Other Expense
Government Expense
Income & Expense
Other Income & Expenses
Government Income & Expenses
All Income & Expenses

Calculations

TSP Rollover, Pensions, Rental Property, Spouse’s Income, Jobs after Retirement, and Other Taxable and Non-Taxable Income
Current:
All Pay Stub Income and DeductionsRetirement:
Annuity, FERS Supplement, Social Security, TSP, and Annuity Deductions
Salary, Annuity FERS Supplement, Social Security, and TSP
Living Expense:
Summarized or Itemized
Retirement Penalties, Survivor Benefit, FEGLI Health Insurance, Long Term Care (LTC) Insurance, and Federal and State Income Taxes
Comparision
Comparison
Retirement Affordability

Reports/Charts/Graphs

50+ page Retirement Analysis Report
(click here to view sample report)
Print 50+ page Retirement Analysis Report
Print Advanced Report (click here to view sample report)
FEGLI Quick Print Button: Print different FEGLI scenarios without having to go to the
Reports Generator
Create Adobe Acrobat Reader Reports
Company name and agent information on report cover page
Company name on footer on all report pages
Data: Input, Storage and Retrieval
Email client files between users of the software
Fact Finder Questionnaire Use it to gather personnel information. Click here to
download it (FREE).
On-screen alerts to guide data entry
Process data for only one federal employee only
Process, store & retrieve data for unlimited number federal employees
Import unlimited number of client files from previous versions of software